Loan Interest Rates

Effective Date: 02/22/13

Category Current
Rate

Automobiles - 100% Financing

For New Cars

Up to 72 months Rates as low as 2.5% APR*

For Used Cars

Up to 60 months Rates as low as 3.25% APR*
* APR = Annual percentage rate; rates and terms based upon individual credit worthiness and are subject to change.
Existing auto loans not available for refinance.
$15,000 minimum amount financed for new auto loans over 60 months.
$10,000 minimum amount financed for used auto loans over 48 months.
All loans subject to credit approval.

Recreation Vehicles

80% of the lesser of dealer suggested retail or selling price
New
0 to 72 months 7.95
73 to 120 months ($20,000 minimum) 7.95
Used
0 to 72 months 8.95
73 to 84 months ($10,000 minimum) 8.95

Boats

New
0 to 48 months 7.75
49 to 72 months ($10,000 minimum) 7.95
Used
0 to 48 months 8.25
49 to 72 months ($10,000 minimum) 8.50

Motorcycles

New 9.95
Used 10.75

Mortgage Loans

First Mortgages up to 5 years 4.00
Up to 6 years 4.00
Up to 8 years 4.00
Up to 10 years 4.00
Up to 12 years 4.00
Up to 15 years 4.00
7 Year ARM 5.00
7 Year Balloon 5.00
5 Year ARM 4.75
5 Year Balloon 4.75
Second Mortgages up to 5 years 7.00
Second Mortgages over 5 years, up to 10 years 7.50

Home Equity Line of Credit

Variable Rate First Mortgage (New Loans) 3.25
Variable Rate Second Mortgage (New Loans) 3.25

Other Loans

Signature Loans 11.90
E-Z Eagle LOC 11.90
E-Z Eagle Share LOC 6.00
Visa Classic 10.90
Visa Gold 10.90

Share Loans

Up to 12 months 3.50
13 to 36 months 3.75
37 to 60 months 4.00
61 to 96 months 4.50
97 to 120 months 4.75

Computers

Up to 36 months 9.00
37 to 48 months 9.50
49 to 60 months 9.75